Tools for buyers
Mortgage & home buying calculators
Plan your next move with dedicated pages for monthly payments, buying power, cash to close, and a simplified rent vs. buy comparison. Built for Orlando and Central Florida—use alongside your lender and your agent.
Prefer a human walkthrough? Book a consult or see the buyer roadmap.
- Monthly payment
Estimate principal and interest plus a simple monthly slice of property tax and homeowners insurance (enter your best guesses).
Open calculator - Affordability
Rough maximum loan and price based on typical 28% / 36% housing-to-income rules applied to principal and interest only—add taxes and insurance using the payment calculator.
Open calculator - Down payment
See cash needed at closing for a given price and down payment percentage. Closing costs and prepaids are extra.
Open calculator - Rent vs. buy
Compare total cash out over a window: cumulative rent (with annual increases) vs. down payment plus estimated monthly ownership (P&I, tax, insurance). Does not model appreciation, equity, or tax benefits.
Open calculator